I disputed an item on my credit report years ago from Citibank Visa. The charge off was dropped from TU and Equifax. I recently got an Experian report and it is still there, but the description is "Account in Dispute" and the last status date is March 1998. How long can something remain in dispute before some sort of conclusion is reached? Is this right?
I have a validation letter all printed out, but is that the right step to take.
Background: The account went to collections many moons ago. I paid the CA off once I graduated from college.