Re: How Long can Telecheck list you?
it used to be 5 years, about 2 years ago it changed to 7 years.
I know this because they had something on me at one point..and I waited for 5 years to be up and WHAM..they changed it to 7.
anyway, takes an act of congress to get telecheck or any other check-type place to remove things.
they are not like CA's and CRA's.
I got mine removed finally when the bank was bought by another bank and the old bank named ceased to exist.
i think i've posted about this before, but oh well ;p
It was for like 1 dollar worth of fee's from a checking account I had closed. kept me from getting checking accounts and such for a looooongggg time.
the bank said they wouldnt remove it from telecheck even if i paid, so I didnt pay it. I won that waiting contest.
btw, im in TX
EDIT: I still to this day wonder why telecheck had this listed even though there was no bounced check involved.
"more fuel for the fire..."