Re: How long do I have to pay for BR
I also filed Chapter 7 in jan of 1996. I had small student loans. I paid them off in full in 1997 and they fell off. I have only subprime cards too. Providian/Getsmart/CapitalOne/DMB/Target Guestcard. I started with First primier which had outrageous rates, then dumped them when Providian came along. For now get a Providian card, they get a bad rep here (at times) but they give REAL limits which is important and you can write in to request a lower APR.
That Discover is probably hurting you in this case because it looks like you have ALOT of credit, when you apply for credit.
When do your oldest entries included in the Chapter 7 fall off? I'm just curious, mine fall of early 2003
Clean your reports...... and they will come!