I met my ex when I was 16...he was 23! I was with him for 4 years and we got engaged to be married when I was 19. My dad cosigned with me and got a David's bridal credit card in my name to charge my dress which was $527. To make a long story short...I broke things off with my ex and now I'm stuck with this dress. The problem is that David's bridal was sending my dad the payments and he kept paying them with no problem until one day they just stopped. He paid it no mind until he had problem with his house loan and I couldn't qualify for anything. What happened was [DAVID'S BRIDAL STARTED SENDING THE BILL TO THE WRONG ADDRESS!!!!!!!!!!!!!!!] Now my credit is "Poor" and I believe that's the only reason why!!!! Where do I start to get this taken care of?!?!?!?!?! Please help!!!!!