Ok 3 of my accounts turned 2 years old today, and another turned 1 year today. My balances are low, I have no recent negs. in fact today ANOTHER inquiry fell off and my FICO score remains the same!!!! I now have 3 inquiries (which by FICO is too many) and FICO says I have a "relatively long credit history", yeah ok, oldest tradeline is 7 years old WHOOPIE!! Maybe if Mr. Cooke would do as he PROMISED, my score would go back up!!!!! I checked my PFB's to him and this is now the SEVENTH time it has changed from and R5 to an R9!!!!! I lose about 25 points everytime it happens, WHO do I sue?????