I have an Orchard Secured card with a 200.00 limit. Will this help rebuild my credit, or does 200.00 not really do anything? This is the only positive TL that I have on my report.
I have an old Cap1 CO for 1200.00 that should go away soon, and I have an average FICO of around 615 around the board.
I can't really seem to get approved for anything at the moment. I don't think I have very bad credit?
I noticed that the Cap1 CO was "updated" in 2005.. But, it was charged off in 2000. Is this one of their tricks to make it stay on longer? :(