I have made two major mistakes...both, of course before joining this site. The first was a common sense issue; I sent a letter demanding a statement to good ol' Gulf Sux (LKH and others may remeber this), but I DID NOT DATE IT! I got my return receipt and my fax confirmations, but still, I gave them 30 days, the faxes are confirmed 1/11 and the CRRR is signed and dated 1/14. The other mistake is that I settled with Arrow Fin. for my JCP acct., AND I LOST THEIR LETTER!!

Am I Hopeless? Is there any bouncing back? Please help.

Trina

P.S. On the up side, I haven't heard from GS since.

__________________
Journey began 10/02
EXP=650-->652 11/02->646 12/02-->638 9/03
EQ=627---> 645 11/02->619 12/02-->653 8/03
TU=608-->628 11/02->647 12/02 (go figure)

1) No your receipt will serve as the date they received it...actually the date on your letter is worthless unless notarized. So no harm no foul.

2) YOU LOST IT!!!!!???? I assume you mean a letter settling for deletion of the entry...if you mean you lost the settlement letter no HUGE deal...if they had a letter drawn up, ask them to send you a copy...do you have the names and number of the people you spoke to? If however, you mean you lost the settlement letter for deletion to the CRA's...YOU LOST IT!!??!?? FIND IT! :) I'd be searching every nook and cranny...maybe the people you settled with will be nice enough to send you another letter for a bigger settlement :)

-Peace, Dave

__________________
_________________________
USA - Life is Good

Thanks for making feel better!!

1. I figured the green card was the valid expiration date, but didn't know.
2. Arrow was just for settlement; they actually approached me. I still have an old letter with the rep's name and extension. I just thought that losing that letter would be a roadblock in cleaning up my credit.

Trina

__________________
Journey began 10/02
EXP=650-->652 11/02->646 12/02-->638 9/03
EQ=627---> 645 11/02->619 12/02-->653 8/03
TU=608-->628 11/02->647 12/02 (go figure)