Thread: I was a stripper @ 21, making $370K

Hi, I really need help on this one.....

I sent a validation letter to CA, received response that they would discontinue collection until validation had been obtained and sent to me- they removed from report. A few months later, I receive a letter stating they have now fulfilled obligations under 15 USC 1962 (g) and may now continue collection asking me to call them to make a payment agreement.

So-called proof contains no accounting statement, shows absolutely no payments made. Proof sent is a contract, on OC’s letterhead (a gym that has had PLENTY of issues against them including an FTC lawsuit).

The contract has my signature and an old address listed, however, all the other info is wrong such as:
- Wrong SS#
- It has my name, plus two other people listed as members with the same last name as me
- Occupation listed as STRIPPER -- wft is that about?????
- Annual income of $370,000.00-- according to this contract, I was 21 at the time of signing with an income of $370k. I don't know too many 21 year olds making this kind of money??

Any suggestion on what route to take? Oh and they do not have an active license to collect. Any help would be greatly appreciated.....

I think since they obviously got the wrong person, you can just simply point that out to them. Since the SS#s dont match, they have nothing on you.

But Im sure other Creditnetter will suggest that you sue them. Which Im sure you can do.

Any suggestion on what route to take?
Tell them you'll do a strip tease act in exchange for settlement in full and removal of the account from your credit reports.

Originally posted by Swede
Hi, I really need help on this one.....

I sent a validation letter to CA, received response that they would discontinue collection until validation had been obtained and sent to me- they removed from report. A few months later, I receive a letter stating they have now fulfilled obligations under 15 USC 1962 (g) and may now continue collection asking me to call them to make a payment agreement.

So-called proof contains no accounting statement, shows absolutely no payments made. Proof sent is a contract, on OC’s letterhead (a gym that has had PLENTY of issues against them including an FTC lawsuit).

The contract has my signature and an old address listed, however, all the other info is wrong such as:
- Wrong SS#
- It has my name, plus two other people listed as members with the same last name as me
- Occupation listed as STRIPPER -- wft is that about?????
- Annual income of $370,000.00-- according to this contract, I was 21 at the time of signing with an income of $370k. I don't know too many 21 year olds making this kind of money??

Any suggestion on what route to take? Oh and they do not have an active license to collect. Any help would be greatly appreciated.....

Have they (re)reported the account on your CR?

I would continue with the validation process. Send the estoppel stating that what they sent is not validation. Include a C&D statement, if you have not already.

Originally posted by lbrown59
Tell them you'll do a strip tease act in exchange for settlement in full and removal of the account from your credit reports.

LOL-- should I say I'll do topless for full payment but totally nude if they settle for less than the full amount? :)

For $370,000 you must have REALLY, REALLY GOOD!!!

LOL.


I would sue them just on principle.

I accept free lap dances any time.
so if anybody knows anyone..

LOL JK


Kev

Originally posted by GEORGE
For $370,000 you must have REALLY, REALLY GOOD!!!

Well, you know what they say about them crazy Swedes......

100% COMPLETE and 100% ACCURATE is their rules!!!

They can't READ their own rules???

Originally posted by javan
Have they (re)reported the account on your CR?

I don't know, got the letter today. TU of course won't let me in-- keep saying my credit cards can't be processed. Hmm maybe my pimp cancelled them after I asked for a bigger cut.