Inquiries question

Discussion in 'Credit Talk' started by freddiemil, Aug 2, 2002.

  1. freddiemil

    freddiemil Well-Known Member

    How many is too many? And how long do they stay on your report?

    And why are they so hard to get removed? Crickey!
     
  2. kbanger

    kbanger Well-Known Member

    Freddie, Do not know if you are a newbie or not, but I am. The answer is 2 years. If you read George's post 1 is too many. I see you post lots of questions to which the answers are already there, If you read. The more questions you ask that have already been answered 100,000 times the more threads people have to read. Personally I find it hard to keep up with everything when you are reading 20 threads. It would be easier if some searched for the answers, creating less threads to follow. Please do not take this the wrong way, what I have just said, but I have been reading this board for only 3 wks and I can tell you that SEARCH button is an amazing tool. Search away my friend the answers are there.

    KBanger a newbie and Proud of It. BIG ups to LKH, Marie, NanaC, PsychDoc and George the Quantem and Amex man
     
  3. cibomatto

    cibomatto Well-Known Member

    Searching is great... It answers about 75% of my questions... and sometimes it makes me even more confused..
     
  4. kbanger

    kbanger Well-Known Member

    Cibo--

    I agree with you totaly. Some of the vets on hear quote the laws and regs like they were scripture. So as always BIG UP to them and give me a minute, I'll be quoting them to.

    George if you see this - Holla at your boy!! I'm coming for that Amex give me a year, I'M coming for it
     
  5. freddiemil

    freddiemil Well-Known Member

    Trust me, I search often. Search rocks. Sometimes, i get lazy, though. Sorry.
     
  6. kbanger

    kbanger Well-Known Member

    Freddie no problem I just try to read everything and somedays it is quite overwhelming trying to do research and keep up on current discussions. I guess that is why I am not a fan of so many threads going at one time.

    Holla at your Boy, Let's get these deletions
     
  7. whyspers

    whyspers Well-Known Member

    1-2 is good. 0 will drop your score and 3-4 can drop your score by almost 20 points.



    L
     
  8. Nave

    Nave Well-Known Member

    From what I have read, that is true. Actually going from 0 to 1 inquiry will raise your score. And as Whyspers said, 2 or more will begin to have an increasing negative effect.

    -Peace, Dave
     
  9. KHM

    KHM Well-Known Member

    I just went from 3 to 2 and it raised my score 12 points.
     
  10. cash1

    cash1 Well-Known Member

    I have dropped from 3 inq's to 0 on EQ. Fico score:

    3 down to 2 +12 points
    2 down to 1 +5 points
    1 down to 0 +1 point
     

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