instant approval Macy's!!

Discussion in 'Credit Talk' started by soup, Jun 14, 2002.

  1. soup

    soup Well-Known Member

    It said congradulations with my account #...but it didn't give a limit...although it said I could start shopping right away and use my 10% discount? What's my limit? Anyone else have this happen?
     
  2. soup

    soup Well-Known Member

    LOL it's $100.00 one hundred dollars...but I gotta say I love seeing the "congradulations" after all those years of 7-10 days..."denied"...well I know I have no use for that...the inq was worth the "congradulations"...they told me when I called I have to wait 3 months for an increase...seriously $100 I think I can buy a shirt there...LOL
     
  3. Cadillac408

    Cadillac408 Well-Known Member

    Do a search on this board regarding Macy's increases. I don't think you'll be LOL then!
     
  4. Saar

    Saar Banned

    MP$40 is right. You can have your limit raised to $4,000 by the end of next year.


    Saar
     
  5. brad

    brad Well-Known Member

    Congrat's on the approval,100 CL is not a lot, but it sure beats a turn down.I have a Marshal Fields card for over a year and have yet to use it,too expensive for me :)
     
  6. soup

    soup Well-Known Member

    $4000 REALLY??? I'm a searchin' Thanx everyone!!!
     
  7. milkmom

    milkmom Well-Known Member

    Congrats on success! As someone else said, at least it wasnt a denial.
     
  8. GEORGE

    GEORGE Well-Known Member

    Can you buy a shirt and a tie? Or just a shirt for $100???
     
  9. dwooley

    dwooley Well-Known Member

    May I have online application linky please?
     
  10. jr

    jr Well-Known Member

  11. lg

    lg Well-Known Member

    who pulled the report, what was your score when they pulled it.
     
  12. soup

    soup Well-Known Member

    MP$40 & Saar,

    Thanks for the tip, did a successful search and the Macy's card now looks very promising!!

    Thanks again for a point in the right direction!!
     
  13. Cadillac408

    Cadillac408 Well-Known Member

    :)
     
  14. chargedoff

    chargedoff Well-Known Member

    I just applied for Macy's card online and got the 10 days message. I think they are going to decline. :( What a bummer, another inq.

    I thought Macy's $100 line was easy to get...

    TU 589. 2 bad marks 1 good mark

    Out of the two bad, one is paid charge off and another is paid credit account closed by grantor.

    Which cards should I apply for?

    I am new to this board, so if you know there are existing relevant threads, please send me the links.

    Thanks.
     
  15. soup

    soup Well-Known Member

    Have your tried Target Guest Card...they're $200 initial is pretty easy...I got that last year when my scores were up in the 500's...good luck
     
  16. chargedoff

    chargedoff Well-Known Member

    soup - As you probably saw in my other post, I got approved for Cap1 $200, so the pressure is off (for now) but I will be applying for Target in 3 months.

    Do you go to their online application or do it in the store - same difference I guess...

    GEORGE - I got a $200 Cap1 AND NOW I CAN BUY A SHIRT AND A TIE BOTH - I hope.
     
  17. soup

    soup Well-Known Member

    I do everything(applications) on line...too chicken to do it in the store...LOL
     
  18. chargedoff

    chargedoff Well-Known Member

    You are right - I do the same.

    INTERNET IS THE HOLY GROUND.

    ...for the lesser people, the have-not's, the outcasts...

    ...like you and me. (pun intended!)

    :)
     
  19. chargedoff

    chargedoff Well-Known Member

    I got the denial letter from Macy's. Yes it was a denial. Here are the reasons they put on the letter:

    1. Serious delinquency or derogatory information on file
    2. Excessive derogatory information or delinquency on file
    3. Too many recently delinquent accounts
    4. Too much bankcard delinquency

    This really sounds worse than what it is. I have only two accounts with delinquencies. And both of them are closed and fully paid.

    Have you ever received a denial letter from Macy's?
     
  20. Geo

    Geo Well-Known Member

    Why don´t you apply for Saks. They approved me for 2.5k when I only had one trade line(Cap One). They report to all three Cra´s
     

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