Intent To Sue Letter

Discussion in 'Credit Talk' started by 242425, Apr 15, 2004.

  1. 242425

    242425 Well-Known Member

    Does anyone have a good NO PP intent to sue letter? I can't seem to find one that addresses only NO PP. Thanks.
     
  2. hiding90

    hiding90 Banned

    -What is the purpose of the letter?

    -Intent to sue letters are a MISTAKE unless you actualy have actionable violations AND are ready to sue :)
     
  3. 242425

    242425 Well-Known Member

    The purpose of the letter is exactly what I stated. No permissible purpose inquiry. Yes it is a violation and yes I am ready to sue. So does anyone have a good no PP intent to sue letter?
     
  4. hiding90

    hiding90 Banned

    Think about the question again :)

    WHAT ARE YOU TRYING TO ACCOMPLISH BY SENDING AN INTENT TO SUE LETTER?

    -IF YOU INTEND TO SUE, JUST SUE :)

    -Sending intent to sue letters ONLY serves to "show your cards" to the other side before court.

    -IF YOU ARE TRYING to get a deletion instead, DONT MAKE THREATS to sue. Spend the $20.00 and file and request deletion in exchange for dismissal. :)

    -Here is a scenerio to think about. If they have an account, they can respond to your "threats" with a suit of their own. :)
     
  5. jlynn

    jlynn Well-Known Member

    Check your local court rules before you file a summons as your first step. In Texas small claims YOU ARE REQUIRED TO SEND AN INTENT TO SUE before you can file.
     
  6. jlynn

    jlynn Well-Known Member

    Re: Re: Intent To Sue Letter

    If they have an account they have pp.
     
  7. hiding90

    hiding90 Banned

    Re: Re: Intent To Sue Letter

    NO, just cause they have the account, THEY DONT :)

    -What if you send a dispute to the amount of the debt. The reporting agency contacts the furnisher of info. The furnisher then pulls a copy of the credit report.

    -IS THIS PART OF COLLECTION EFFORTS?

    -What if they are served with a summons, then they pull a copy. ??


    ETC ETC

    -Permissibility of an inquiry has to be determined at the time the pull was made. EACH TIME.
     
  8. 242425

    242425 Well-Known Member

    Re: Re: Intent To Sue Letter

    I can't just sue. It is REQUIRED in my state to send an intent to sue letter BEFORE you file suit to both the company AND their registered agent. Hence the request for the intent to sue letter. No I do not have an account with them. Hence the NO PP.
     
  9. 242425

    242425 Well-Known Member

    Re: Re: Re: Intent To Sue Letter

    Okay not to be rude here but I already know that they violated the FCRA. That is why I didn't give the details about it in my post. All I asked is if anyone has a copy of a good intent to sue letter. So either you do or you don't.
     
  10. jlynn

    jlynn Well-Known Member

    Re: Re: Re: Intent To Sue Letter

    Not all of us assume no one on this board has a clue or understanding of the law. Try a search on "Suzy Suckass", you'll eventually find the link. I'm sorry, I don't have it anymore. Its a good template. LOL you will also get alot of hits by me telling others to look for it.
     
  11. 242425

    242425 Well-Known Member

    Re: Re: Re: Re: Intent To Sue Letter

    Thank you jlynn for your good advice about the checking the state laws. I wasn't refering to you when I posted my replies. They were directed at hiding90. Good thing I knew the laws and just didn't follow his advice. My case would have been thrown out had I not followed the proper procedure. THanks again!!
     
  12. hiding90

    hiding90 Banned

    Re: Re: Re: Intent To Sue Letter

    Sassy :)

    -It is not to far fetched to assume a consumer HAS NO IDEA WHAT IS PERMISSIBLE and what isnt if they keep requesting a "form" intent to sue letter and cannot draft one themselves.

    -This is not an attack on the poster, I was pointing out that the poster may not be the only consumer who "THINKS" they know and they really dont.

    -Without a full background, it is not easy to provide the correct route to a poster, particualry after the recent questionable suits filed by LK.

    -If one was to jump on his bandwagon and file suit, then asking for an intent to sue letter seems reasonable. :)

    -JUST BE CAREFUL

    -And to clarify, the "usual" intent to sue letters are for people who want deletion by "threats." THAT IS WHY I ASKED WHAT THE INTENT WAS. and sugested against it.

    -THIS IS ALSO WHERE YOU WERE SUPPOSED TO REPLY THAT YOU STATE REQUIRES IT and not go off in a hissy fit about it instead.
     
  13. 242425

    242425 Well-Known Member

    Re: Re: Re: Re: Intent To Sue Letter

    I don't ever remember saying that I was going to use the "form" letter word for word and not add my own info and touches to it. I didn't give a full backround because I was not asking for advice or an opinion. I wanted to know if anyone had a good No pp intent to sue letter. If you didn't have a letter and weren't sure where to route me, then don't respond. Don't just assume that you know how I am going to use the letter I requested and don't just assume that the poster doesn't know what is or isn't a violation. I appreciate that you were trying to look out for me. I would be careful just throwing out advice like you did though. Good thing I knew my state laws or my case would have been throw out come court time.
     
  14. hiding90

    hiding90 Banned

    Re: Re: Re: Re: Intent To Sue Letter

    your not the boss of me!


    - and good luck with your case
     
  15. 242425

    242425 Well-Known Member

    Re: Re: Re: Re: Re: Intent To Sue Letter

    :) good one.
    I will let you know how it turns out. THanks!
     
  16. jlynn

    jlynn Well-Known Member

    Re: Re: Re: Re: Intent To Sue Letter

    Your absolutely right. I guess that's the advantage of being pretty active here for a while, you get an idea of who knows what...

    And as a visual person, some people just like to look at others written work to get an idea of how they want to lay out their letter. I've seen some pretty good work developed here from one member borrowing from another and expanding on their ideas.

    Its really funny you mentioned that considering you just told this poster to not send an ITS - just sue. .

    Oh, I apologize, I thought I was supposed to get the full background first...
     
  17. hiding90

    hiding90 Banned

    Re: Re: Re: Re: Re: Intent To Sue Letter

    "Its really funny you mentioned that considering you just told this poster to not send an ITS - just sue. "

    -Ok...up until the poster requested an "intent to sue" letter, for "The purpose of the letter is exactly what I stated. No permissible purpose inquiry" I didnt question whether there was a valid violation of not, I RESPECTFULLY assumed the poster was educated in actionable violations.

    -The purpose was to satisfy the poster's state's law in order to files suit. NOT ALL POSTERS KNOW SOME STATES REQUIRE THAT!

    -But after the poster stated the purpose, it threw up a red flag which could have suggested the poster wasnt quite sure if the violations were actionable and just want to use the letter as a threat, as many poster here mistakenly take it as being used for.

    -Your sassy responses and cute sarcastic remarks do not help any of the other posters/readers. If you want to comment about something personally, EMAIL ME.
     
  18. 242425

    242425 Well-Known Member

    Re: Re: Re: Re: Re: Re: Intent To Sue Letter

    Please explain why it "threw up a red flag" for you?
     
  19. hiding90

    hiding90 Banned

    Re: Re: Re: Re: Re: Re: Intent To Sue Letter

    Good question.

    In light of recent posts by a very frequent poster regarding several suits he/she had filed for impermissible access.

    The poster is "aggressive" and active in the "fight" against collection agencies and reporting agencies. I respect and admire this posters desire and ambition to "screw these bastards", but I am concerned that the poster has become reckless in the persuit of "therories" of the law.

    At first they just announced they had great cases, 10 so far I think, and they were against impermissible access. No one questioned the poster and just assumed there were valid violations and a vaild suit.

    Then recently, the poster presented the "background" and facts of the cases. I WAS MORE THEN SHOCKED at the reality of the cases. In my opinion, and many others, the poster was "grasping at theories at best."

    So when a poster comes on the board soon after, and announces they want to sue for impermissible access, but then asks for an intent to sue letter, one cannot help to think of the previous story.

    Then to add, when I asked what the purpose of the letter is, and in reality the purpose is to statisfy state law to sue, but the poster responds with "hostility", it further questions "do they really have a case, or is it like the othe poster?"

    I really do wish you good luck in your case (s), but make sure you are absolutely right before you meet te dude in the black dress :)
     
  20. Butch

    Butch Well-Known Member

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