Originally posted by hiding90 Think about the question again :)
WHAT ARE YOU TRYING TO ACCOMPLISH BY SENDING AN INTENT TO SUE LETTER?
-IF YOU INTEND TO SUE, JUST SUE :)
-Sending intent to sue letters ONLY serves to "show your cards" to the other side before court.
-IF YOU ARE TRYING to get a deletion instead, DONT MAKE THREATS to sue. Spend the $20.00 and file and request deletion in exchange for dismissal. :)
-Here is a scenerio to think about. If they have an account, they can respond to your "threats" with a suit of their own. :)
I can't just sue. It is REQUIRED in my state to send an intent to sue letter BEFORE you file suit to both the company AND their registered agent. Hence the request for the intent to sue letter. No I do not have an account with them. Hence the NO PP.
Originally posted by hiding90 NO, just cause they have the account, THEY DONT :)
-What if you send a dispute to the amount of the debt. The reporting agency contacts the furnisher of info. The furnisher then pulls a copy of the credit report.
-IS THIS PART OF COLLECTION EFFORTS?
-What if they are served with a summons, then they pull a copy. ??
-Permissibility of an inquiry has to be determined at the time the pull was made. EACH TIME.
Okay not to be rude here but I already know that they violated the FCRA. That is why I didn't give the details about it in my post. All I asked is if anyone has a copy of a good intent to sue letter. So either you do or you don't.
Not all of us assume no one on this board has a clue or understanding of the law. Try a search on "Suzy Suckass", you'll eventually find the link. I'm sorry, I don't have it anymore. Its a good template. LOL you will also get alot of hits by me telling others to look for it.