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  1. #1
    texastrini is offline Senior Member
    Join Date
    Apr 2001
    Posts
    150
    I just got a Small Business Auto Quote
    (Trinity Universal is the underwriter)

    1995 Pontiac Grand Am
    3-year perfrect driving records
    property of the business

    Liability $100K
    UMC $100K
    No fault PIP 2.5K
    Collision ded $500
    Comp ded $500
    Non-owned auto liability (covers employees)

    total $893.

    Nationwide gave me a similar quote w/o the non-owned for $763 with lower ded.

    Any opinions?

  2. #2
    breeze is offline Senior Member
    Join Date
    Feb 2001
    Posts
    8,010

    Re: Inusrance Gurus' (Breeze u too)

    Is that 6 month premium, or 1 year? Sounds like 6 month. If it is 1 yr jump on it, LOL.

    However, you need to carry more liability - $100,000 doesn't go very far these days. If you were in an accident, it was your fault, and there were, say, 3 people hurt and you did some damage to a beamer or something, you would get your a$$ sued off. Carry as much as they'll give you.

    If you need the non-owner coverage, go with the company that will give it to you.

    breze

  3. #3
    dogman is offline Senior Member
    Join Date
    Mar 2000
    Posts
    2,612

    Hi Breeze!

    GEICO did everything they said - and the Maxima got its smog check and I just got the tags .

    IF I get a new car, the CA license fees are very expensive - something like 5% of the car price - I was pleased my 1995 Maxima was only $124.

    It adds up bigtime if you get a Benz - not that those people care LOL!

    I am CA DMV's preferred list. With no violations, and history of keeping the car insured, I mail all
    transactions and, fortunately never set foot into DMV's lines!

    C ya - Dogman

  4. #4
    texastrini is offline Senior Member
    Join Date
    Apr 2001
    Posts
    150

    Re: Hi Breeze!

    Breeze,
    It is for one year.

    I signed up today.

    I decided to keep the non-owners since I will have employess out in the field.

    thanks for the advice it really paid off and i saved an inquiry.

  5. #5
    breeze is offline Senior Member
    Join Date
    Feb 2001
    Posts
    8,010

    Re: Hi Breeze!

    Woweee! Way to go! That is good. Glad it all worked out for you. Those no-name companies are wonderful! And you are not paying for all that advertising, LOL.

    breeze

  6. #6
    breeze is offline Senior Member
    Join Date
    Feb 2001
    Posts
    8,010

    Re: Hi Breeze!

    Woof!

    Originally posted by dogman
    GEICO did everything they said - and the Maxima got its smog check and I just got the tags .

    IF I get a new car, the CA license fees are very expensive - something like 5% of the car price - I was pleased my 1995 Maxima was only $124.

    It adds up bigtime if you get a Benz - not that those people care LOL!

    I am CA DMV's preferred list. With no violations, and history of keeping the car insured, I mail all
    transactions and, fortunately never set foot into DMV's lines!

    C ya - Dogman
    breeze

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