does anyone here know if a CA has a legal right to change charges or credits on an Oc paperwork?
I had a CA send me validation for a debt that is 4 yrs old, I noticed the charges were added incorrectly making the balance due lower, I informed them of this error in writing and agreed to pay that amount.
the Ca scratches out other figures on this statement and changes them . claiming that the OC had other errors as well thats why the balance is wrong. they change these figures to make the bal higher.
and attempt to collect it, I do not see how this is validation,
I sent a letter to the Oc explaining this and they are now backing up the CA in an attempt to collect more $.
I am hoping this is a FDCPA violation here.