Well, I applied for the Juniper MasterCard tonight, right on the link from this site. I hope I get approved. I calculated that the 0% intro rate could save me $60 per month in interest on the balances I wanted to transfer. After that, the 15.9% variable rate (or is it 15.4% by now?) could save me $20 per month in interest.
I applied directly on their website and got instant approval for $8000 at $13.9% and 6mths at 2.9%. Iwent for the long term lower apr.
Richguy, Clicked on the Juniper ad here and realized that Juniper is a division of Columbus Bank & Trust. They are the same company that issues the Aspire card. I just transfered my balance from Aspire to Nextcard. Do you think that they will do a product transfer from Aspire to Juniper? I now have a 0 balance on Aspire and am in a good position to bargain! Either lower APR or a Juniper card with a low apr, or close the account! chet
Interesting question. I believe their policy only mentioned no transfers from other Juniper products; but I still didn't want to upset them by trying to transfer a balance from Aspire to Juniper. I work on the theory that balance transfers help gain approval in some cases. I doubt if transferring a balance from their affiliate would help.
