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Thread: Junum Success!

  1. #1
    Cadillac408 is offline Senior Member
    Join Date
    Aug 2000
    Posts
    2,572

    Junum Success!

    Well, got my Experian and TU reports in the mail and here are the stats:

    Experian:

    Out of 12 items disputed on the first round, 1 was not reinvestigated (I had already disputed my judgment and it came back verified), 2 remained, 4 updated, and 5 DELETED!. Of those 5 deletions, 2 were paid chargoffs, 1 was a paid finance co. loan that had lates on it, 1 was a paid collection to a cell phone company, and the last was a student loan that was a paid collection.

    Trans Union:

    Out of 8 items disputed on the first round, 4 were updated and 4 were DELETED! Of those 4, 1 was a paid collection to a cell phone company, 1 was a chargeoff on a visa (I was an authorized user), 1 was a student loan that was a paid collection, and the last was a paid chargeoff.

    I'm still wondering where my Equifax report is? I don't even think that I receive a letter from them stating that they received my dispute? Humm....oh well.

    So I guess I owe Junum $72 ($8 per deletion x9). It was worth it. Now it's time to send these reports back to them for round 2.

  2. #2
    Larry Guest

    RE: Junum Success!

    That's wonderful news MP$40! keep at it

  3. #3
    roni is offline Senior Member
    Join Date
    Aug 2000
    Posts
    3,497

    RE: Junum Success!

    Congratulations MP$40. As you might remember, Junum only disputed with 2 bureaus my first go around. Maybe that info will help you 'figure it out'. That was a great first round though.

    roni

  4. #4
    Liza Guest

    RE: Junum Success!

    Congratulations, I know how that feels, It feels great doesn't it? My first round I did have success with all three. Maybe you'll be hearing something from Equifax soon.

  5. #5
    jamie is offline Senior Member
    Join Date
    Apr 2000
    Posts
    463

    RE: Junum Success!

    One charge off didn't happen to be Ford Credit, was it?

  6. #6
    LKH
    LKH is offline Senior Member
    Join Date
    Apr 2000
    Posts
    6,494

    WOW!

    That is great. I just signed up with Junum last week and if I have half that success I may hit prime territory yet.

  7. #7
    Momof3 is offline Senior Member
    Join Date
    Mar 2000
    Posts
    3,244

    You go girl

    Congrats MP, I am glad they came through for you. Good luck with Equifax and round 2:)



    Mom

  8. #8
    Cadillac408 is offline Senior Member
    Join Date
    Aug 2000
    Posts
    2,572

    RE: Junum Success!

    Ford credit was disputed on Experian and was the one that came back as 'remaining'! :-(

  9. #9
    jamie is offline Senior Member
    Join Date
    Apr 2000
    Posts
    463

    RE: Junum Success!

    Oh darn, I thought there was hope after all!!

  10. #10
    jamie is offline Senior Member
    Join Date
    Apr 2000
    Posts
    463

    RE: Junum Success!

    Which reminds me, FC never did send me any documentation which I requested in November, December, and January. Wonder if there is any proof. Hmmmm

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