I recently applied for KOHL's credit card at the checkout register. I was denied. I received letter from them indicating following reasons for the denial.
- High Credit Limit On Open Bankcard Trades
- Limit Utilization On All Open Accounts
- Number Of Active Mortgage Trades.
I have 2 credit cards that are paid off every month and have only 1 mortgage.
I pulled TransUnion credit report and looks OK. I also pulled credit score from quizzle.com and it is higher than 800 (?does not appear to be FICO score?).
Any ideas on what is happening here.
What do I need to do?
Appreaciate all info and help.