last 3 with equifax
According to my credit report these are the only negative items still left on my equifax credit report.. I need help as to how to attack these..
The first one is sort of odd.. It says the DOLA was 07/1999
However it says date reported was 02/2004... this is the only instance of this on my credit report.. it seems sort of odd that it wouldnt be reported for nearly 5 years..Of course maybe I am reading that wrong..Also the past due amount is greater than the balance..
I have posted this first one here..
Account Number: 19XXXX Rate or Status:
Account Owner: Individual High Credit: $0
Type of Account : N/A Terms or Monthly Payment: $240
Date Opened: 06/1998 Balance: $2,769
Date Reported: 02/2004 Past Due: $4,551
Date of Last Activity: 07/1999 Months Reviewed: N/A
This second one is a charge-off
Account Number: 3292XXXX Rate or Status: CHARGE-OFF
Account Owner: Individual High Credit: $570
Type of Account : Installment Terms or Monthly Payment: $19
Date Opened: 04/2001 Balance: $488
Date Reported: 12/2003 Past Due: $241
Date of Last Activity: 10/2001 Months Reviewed: N/A
this 3rd is from a CA..
HELVEY & ASSOC.
Date Assigned: 11/2003
Account Number: 2100129
Original Amount Owed: $216
Balance Owed: $216
Balance Date: 12/2003
Date of Last Activity: 03/2003
Date Reported: 12/2003
Status Date: 12/2003
what is the best way to attack these?
goal is the 700 club :)