Finally. After waiting for 6 weeks due to Equifax's continued mass inq deletions, I finally got my last hard inq off today. My score went up 7 pts. For some reason, the EU inq from my mortgage on Friday, is not being counted as a hard inq on Equifax, although it is on the other 2.
Mine started bumping again yesterday after they erased 60+ softs. I lost 1 yesterday, 2 today, and will lose 1 hard everyday for the next 5 days.(ok ok it was a spree but I do not care about equifax hards). I did notice that while CW does not count EU mortgage inquiries other companies do count them as hards.
I can't view my report online anymore due to the massive inquiries caused from trying to get bumpage. They can't fix it and the local affiliate claims to not be able to fix it either. I tried to order the $12.95 score power and NO GO. I was told I would NEVER be able to view online again because I have a code 45D which is TL (too long) and it is non-fixable. I have spoken with 4 supervisors and emailed Robin Holland, Tanya Harris and everyone I know to email. NOTHING can be done about... I wished I had never done the bumpage game.
That is incorrect. I also had error 45D due to too many inq's. I couldn't access my creditwatch reports for about 6 days. They finally deleted a ton of soft inq's and I was able to get in. They then deleted a bunch of softs 2 more times, bringing my total inq's down to about 100. Bumbage just started again for me on Saturday after getting back up to 132 inq's I think you need to call creditwatch again and demand that they delete enough soft inq's so that you can again access your reports online. What they are telling you just isn't true.
I got rid of one ysterday. It had stopped for me about a month ago just as this one was due to get bumped off. Only have one more to go, so hopefully it keeps working until that one comes off too. My wife saw the list of reports I had pulled and said it looks an awful lot like obsessive compulsive behaviour. LMAO! Gib
Chris.Jarrard@equifax.com can help you fix the 45d and other problems caused from too many inquiries. Just write to him and explain your problem.. I had the same thing and it took about 3 days to fix.. kev
