I see that many of us here are interested in the Authorized User accounts that do send reports to all of 3 CRAâ??s. Since I havenâ??t seen any compiled list of these accounts I would like to start compiling this list with the inputs you might want to share. Any report/do not report inputs will be appreciated. Thanks! Denny Accounts that do report AU to CRAâ??s 1. Discover 2. Capital One Visa 3. Capital One MC 4. Household 5. Amex Green 6. Amex Optima 7. Amex Gold 8. Amex Delta 9. Amex Hilton 10. Bank Of America 11. Citi World MC 12. Citi Signature VISA 13. Saks Fifth Avenue 14. Nordstrom 15. Exxon Mobil gas card 16. Shell gas card 17. Chevron gas card 18. Sears MC 19. Direct Merchants Bank Accounts that do not report AU to CRAâ??s 1. Diners Club International 2. Bank One (First USA) 3. Principal Bank 4. AT&T Universal
My Bank One Signature Visa reports as well. Also you can include Amex Blue and MBNA. Best regards, Mirage
Orchard bank does NOT report. They don't even accept AU users. You would think for that annual $79 fee they would.
Compiled by Denny Accounts that do report AU to CRAâ??s 1. Discover 2. Capital One Visa 3. Capital One MC 4. Household 5. Amex Green 6. Amex Optima 7. Amex Gold 8. Amex Delta 9. Amex Hilton 10. Amex Blue 11. MBNA 11. Bank Of America 12. Citi World MC 13. Citi Signature VISA 14. Citi Diamond 15. Saks Fifth Avenue 16. Nordstrom 17. Exxon Mobil gas card 18. Shell gas card 19. Chevron gas card 20. Sears MC 21. Direct Merchants Bank 22. Wells Fargo Visa 23. Lowes 24. Home Depot 25. Costco 26. Bank One Signature Visa 27. Bank One United Visa 28. Chase Master Card Accounts that do not report AU to CRAâ??s 1. Diners Club International 2. Principal Bank 3. AT&T Universal 4. Orchard Bank
Re: Re: List of AU that do report to CRA! MBNA - all of them? Amex Blue and Amex Blue Cash also? Thanks, Denny
Re: Re: Re: List of AU that do report to CRA! Yes, MBNA and Amex Blue (Rewards) is reporting on the wife's CR as an AU. Best regards, Mirage
Re: Re: Re: List of AU that do report to CRA! Compiled by Denny Accounts that do report AU to CRAâ??s 1. Amex Green 2. Amex Gold 3. Amex Optima 4. Amex Delta 5. Amex Hilton 6. Amex Blue Rewards 7. Bank Of America 8. Bank One Platinum 9. Bank One Signature Visa 10. Bank One United Visa 11. MBNA Platinum Plus 12. Citi World MC 13. Citi Signature Visa 14. Citi Dividend Select Platinum MC 15. Wells Fargo Visa 16. Discover 17. Discover Platinum 18. Chase Master Card 19. Capital One Visa 20. Capital One MC 21. Providian Platinum Visa 22. Direct Merchants Bank (* late on reports) 23. Saks Fifth Avenue 24. Nordstrom 25. Sears MC 26. The Children's Place 27. Victoria's Secret 28. Lowe's 29. Home Depot 30. Costco 31. Exxon Mobil gas card 32. Shell gas card 33. Chevron gas card Accounts that do not report AU to CRAâ??s 1. Diners Club International 2. Principal Bank 3. First Premier 4. Orchard Bank Accounts under question: 1. AT&T Universal (* ensure that Citi has the AU's SSN) 2. Household (* only report AUs if itâ??s your spouse) 3. First Premier (* only report AUs if itâ??s your spouse) 4. Fleet 5. Juniper 6. National City 7. Wachovia 8. PNC Bank 9. Washington Mutual 10. HSBC Bank 11. Providian 12. Keycorp 13. GreenPoint
Re: Re: Re: List of AU that do report to CRA! Compiled by Denny Accounts that do report AU to CRAâ??s 1. Amex Green 2. Amex Gold 3. Amex Optima 4. Amex Delta 5. Amex Hilton 6. Amex Blue Rewards 7. Bank Of America 8. Bank One Platinum 9. Bank One Signature Visa 10. Bank One United Visa 11. MBNA Platinum Plus 12. Citi World MC 13. Citi Signature Visa 14. Citi Dividend Select Platinum MC 15. Wells Fargo Visa 16. Fleet 17. Discover 18. Discover Platinum 19. Chase Master Card 20. Capital One Visa 21. Capital One MC 22. Providian Platinum Visa 23. Direct Merchants Bank (* late on reports) 24. Saks Fifth Avenue 25. Nordstrom 26. Sears MC 27. The Children's Place 28. Victoria's Secret 29. Lowe's 30. Home Depot 31. Costco 32. Exxon Mobil gas card 33. Shell gas card 34. Chevron gas card 35. JC Penney Accounts that do not report AU to CRAâ??s 1. Diners Club International 2. Principal Bank 3. First Premier 4. Orchard Bank Accounts under question: 1. AT&T Universal (* has to ensure that Citibank has the AU's SSN) 2. Household (* only report AUs if itâ??s your spouse) 3. First Premier (* only report AUs if itâ??s your spouse) 4. Juniper (* may not report for Primary holder) 5. National City 6. Wachovia 7. PNC Bank 8. Washington Mutual 9. HSBC Bank 10. Providian 11. Keycorp 12. GreenPoint
Re: Re: Re: List of AU that do report to CRA! I am an AU on an MBNA account. They do not report. It is a platinum plus card.
Re: Re: Re: List of AU that do report to CRA! I found some interesting post saying that you must live in the same city/state as the primary holder in order to be reported as AU. I donâ??t think this is true and I believe that if OC have AU Name, DOB or SSN that would be enough for report to show up. AU doesnâ??t have to live in the same city/state as the primary holder. Is this correct?
DH & I were added as AU's to a JCPenney acct in October and it still hasn't reported. Not sure why? DH is an AU on a FIRST USA MC and it is reporting on his. He was added a few months ago and it shows the history back to 2/01. Also he is an AU on 2 WELLS FARGO Platinum MCs and they are reporting. Both show complete history back to the beginning of the acct 3/74. I was added as an AU to one of these a couple weeks ago...still waiting for it to show up. DH tried to add me to his HOUSEHOLD MC and even though I am a spouse, they said I could only be a joint not an AU. But I know I won't qualify yet.
