Hello all, I hope everyone's weekend is going well (I'm at work wuhh wuhh). I'm on to tackling my next collection agency ding on my Credit Report. This one is from LJ Ross & Associates. I don't even know where to start. It is listed a a Collection Account, showing as closed on Experian and Equifax and Open on Transunion. What gives? Has anybody had any experience with them? It appears they are from Consumer's Energy. I don't recall ever owing them any money, so I'm unsure on how to go about disputing with the Bureaus. Any thoughts would be appreciated!
Also, I have no idea where/to whom I would need to send a letter demanding validation of the debt..I have no address, phone number, anything....
LJ Ross Associates does a lot of collections for unpaid utility bills on behalf of city governments. It sounds like this might be the case here? So, you've never received any kind of communication regarding the debt from them to this point?
L J Ross Associates 4 Universal Way, PO Box 6099 Jackson, MI 49204-6099 Toll Free: 800- 446-9206 Fax: 517-544-9101
Nope, not Google... And I didn't post all the information that I got in those two seconds of typing... he he he...