I was served a summons to appear in court for a charge off that the CA was attempting to sue me for. I found this board and asked a few questions and read a ton of things. I sent off a validation letter and requested the accounting statment. It was ignored and then I got a call and was offered a settlement offer. I went to court and stated to the judge about my request for validation and the offer for settlement after the 3rd request was made. Today, I get in the mail, "the requested documentation" so they say. Total BS a photcopy of the credit card application. I have never laughed so hard......
Thanks to all of you for your advice and knowledge!
My next step if to sue them for several violations.
WORKING MY WAY UP! In the 600 club now!
Creditexpert.com 670
Myfico 605 now 600 thanks RMA for that hard inquiry!
RMA s***s
TU....644
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