Macy's credit increase - Credit Repair Forum from Creditnet
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  1. #1
    Join Date
    Jun 2000
    Posts
    2,937
    A few months ago my Macy's limit hit $3,000.

    For those who didn't know, there are 3 credit increase channels with Macy's:

    - Authorizations (when you call from a store)
    - Credit Granting (when you don't)
    - There's also a third, outsourced channel, called "Credit Center". Their direct # is 1-800-537-0162.

    90 days after my last increase, I called the first two for another increase. No way. Not even a $100 increase.

    I've just spoken with the third channel, Credit Center. They pull reports left and right, but seem more liberal. Was put on hold forever. She then came back: "Your new credit line is $4,000, sir. Would there be anything else?"

    (Absolutely. In 3 months :))


    Saar

  2.  
  3. #2
    Join Date
    Jul 2001
    Posts
    1,139

    Re: Macy's credit increase

    Saar,

    A very nice and helpful post. Thank you.

    I've been thinking about asking for another increase from Macy's. The last time was a disaster. They pulled a report but denied the increase. And I was (and still am) at only $400.

  4. #3
    Join Date
    Jun 2000
    Posts
    2,937

    Re: Macy's credit increase

    E-mail me, RichGuy.

  5. #4
    Join Date
    Aug 2000
    Posts
    2,572

    Re: Macy's credit increase

    So this cost you an inquiry? Hey....if you can afford it, then COOL! You are off the hook!

    I'm afraid to ask for an increase with inquiry. I'm afraid after they look at my report that they might start DECREASING!!! LOL...

    Although...maybe I should call and see what I can do about purchasing a bed on a TOP account. My back and neck are killing me! :-( I noticed they carry Stern's & Foster. Maybe I'll stop by there this evening.

  6. #5
    Join Date
    Jul 2001
    Posts
    1,139

    Re: Macy's credit increase

    MP$40,

    They even TOLD me they were going to pull the report, and I agreed. That was dummm of me, a fact of which you notified me at the time.

    At least they told me. That's better than the Citibank method of not telling you, and then lying if you ask.

  7. #6
    Join Date
    Jun 2000
    Posts
    2,937

    Re: Macy's credit increase

    Originally posted by MP$40
    So this cost you an inquiry? Hey....if you can afford it, then COOL!
    Sure I can afford it, my EFX already has gadzillion inquiries, what difference would another one possibly make?

    ;)


    Saar

  8. #7
    Join Date
    Nov 2001
    Posts
    691

    Re: Macy's credit increase

    I glad you got an increase.

    I was using the Macy*s card for a $80 purchase. I hadn't used the card for about 4-5 years. The cashier said she had to call the the auth. in. Spoke to the rep. she said, "we need to update our files". Verified all my info. then lo and behold I check my Exp and they pulled HARD INQUIRY!! To add insult to injury it remained after Doc's trick.

    I've had it with these morons!! Federated Dept. stores suck!!

  9. #8
    Join Date
    Jul 2001
    Posts
    1,139

    Re: Macy's credit increase

    I think Federated got big by buying successful stores, not by offering excellent service. Macy's has a definite service problem.

  10. #9
    Join Date
    Oct 2000
    Posts
    2,370

    Re: Macy's credit increase

    Originally posted by Saar
    - There's also a third, outsourced channel, called "Credit Center". Their direct # is 1-800-537-0162.
    Does this phone number work for Rich's Department Store?
    marci
    __________

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  11. #10
    Join Date
    Aug 2000
    Posts
    2,572

    Re: Macy's credit increase

    Originally posted by RichGuy
    MP$40,

    They even TOLD me they were going to pull the report, and I agreed. That was dummm of me, a fact of which you notified me at the time.

    At least they told me. That's better than the Citibank method of not telling you, and then lying if you ask.
    Maybe you just needed to know the right things to say to them??? LOL...

    If you call them for an increase, tell them that you DO NOT want an inquiry pulled. Tell them you are in the process of a mortgage and that would screw you up. Ask them what they can do w/o inquiry. Tell them you to buy some stuff for your new *house* you're purchasing. ;-)

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