Hello, I finally have 2 credit cards, no, the rate of apr. is not good, one from Household Bank (Mastercard) and Visa from Sterling Bank, but I`m trying to build a credit record, but lately I have been getting so many offers just today Discovery card which of course is good, but many from different companies that want me to change to them, and they would give me a better percentage rate APR that is .........my question is I`m really scared to try anyone else even if it sounds great, but would it be to my advantage? I`m sorry this is so long I`m just confused.......Thank you for listening
try the citi AA card dont respond to those preslected offers in the mail.. how is your credit.. have you seen your reports??? Kev
Thank you for answering so quickly, I am waiting for my credit report as we speak, yes, most of the offers are pre-selected but the one from Discovery Card and Citi Bank interest me.