I just got an equifax alert. My equifax score has been hovering around 700. Until now. I had a checking account with marketplace bank and also a line of credit. When they went out of business in the US. I paid in full my line of credit and they sent me a check for the balance of my checking account. This was in January. Apparently they didn't credit my account until the 1st of the month and charged me 2 cents interest. I recieved a letter from them last month...March...and sent them a check for 2 cents. They cashed it. Well, now on my equifax, it says I am in collections, with a balance of 0. and my score is now 590! Help...any suggestions appreciated! Now I'm waiting for my credit card companies to have a blast raising my rates because of this.
Wow! What a golden oppurtunity! Apply for a mortgage or other BIG loan and get turned down. Then sue for damages!
Beware that Chase will use information gathered in their lengthy, detailed, two-tiered, online card management application process elsewhere. Woeful ============ Beware that Chase will use information AGAINST YOU gathered in their lengthy, detailed, two-tiered, online card management application process elsewhere. The END ************************* LB 59
Now I'm waiting for my credit card companies to have a blast raising my rates because of this. Harpsong ====================== This is how the TWIN con games of FICO and Credit Reporting Operate. The END ************************* LB 59