I received their invitation to accept this offer with today's mail. I've got Quantum with MBNA already but at 9.9% fixed APR for purchases and cash advances. Platinum Plus offers almost same benefits except Concierge Service but APR is 8.9% fixed for both purchases and cash advances. I am not quite sure what I am going to do. Just keep Quantum or accept Platinum Plus or accept both?
Yeah...I had dilema but no more. I choosed Platinum Plus. I lost their Concierge Service. I got 8.9% APR fixed on everything.
George, Yes I received invitation code from Mr James E. Carrington, Director of Marketing, MBNA America
I did not have to close my Quantum but I choosed to close it and I transfered my available credit limit from Quantum into new product. That's because I never kept open two or more credit card accounts with same lender.
That's right George. I could have combined them later but I already have enough available credit. I just wanted lower APR to pay less interest when carrying balances sometime.
