I have a medical bill that I need to pay off (for tax reasons) but it just went to collections.
How do I pay this thing without winding up with a collection item on my CR?
The bill is from 08/22/2004.
They've sent me letters back and forth. My insurance company paid on it, but now it's finally down from a $500 bill to in the vicinity of $80.
I just got my first letter from the CA 2 weeks back.
I have a DV letter in hand, for mailing tommorrow via CRRR.
Do I send in the DV letter, then mail payment to the OC, maybe with a letter stating that cashing the payment constitutes entering into a non-disclosure agreement with me?
1. I'm in Ohio.
2. I "must pay it" for tax reasons because I've already been compensated from a flexible spending account for paying it.
3. It's actually my wife's bill. If it was mine, I am not sure I would pay it, as I'm pondering bankruptcy. I have crushing debt, but my wife has very little debt... and very little income.
654 Equifax FICO October 2004