Menards is home improvement chain located in the upper midwest. I applied for their credit card and got approved instantly online for a credit line of $3,000. They pulled TU. The account is serviced by Conseco Finance. They appear to be BK friendly as they approved me!
The card also features the following:
1% rebate, no annual fee
Calling card option
Cash advances at Plus ATMs
Card is also valid at Holiday, Gander Mountain, Speedway, SuperAmerica, and Leath Furniture.