Menards Card

Discussion in 'Credit Talk' started by matty61184, Mar 29, 2003.

  1. matty61184

    matty61184 Well-Known Member

    I was wondering how hard it would be to get a Menards Card. I see it is issued by Household Bank. Has anyone gotten this card recently?
     
  2. ppt3

    ppt3 Well-Known Member

    Menards big card card issued 11/02 pulled TU only. Conseco originated, now serviced by mill creek bank. 654 score got $2500 credit limit.
     
  3. matty61184

    matty61184 Well-Known Member

    Did you have a lot of other open credit accounts? I have quite a few other open accounts, so I don't know if that will flag them. Also, what did you list as your income and did you have to have any documentation proving it. Do they offer an instant approval? Thanks!
     
  4. ppt3

    ppt3 Well-Known Member

    2 open credit card accounts with small balance under $1k. I believe their internal scoring must go through a p.o.p. system. I received instant approval & my friend who applied at the same time needed 15minutes & a phone call from the menards service rep. A human answered & reviewed then approved his. Conseco is in the process of being sold off. I was not aware HFC was servicing this account. They will not require POI unless your looking for a large business account.
     

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