Stumbled across this ... http://www.wamubuys.com/CORRWEBSITE/sellerguide72002/Chapter_400.pdf It's WaMu's underwriting guidelines. There's a lot of industry jargon, but most folks here are pretty smart and can read through it. Also of interest: For fixed rate loans: http://www.wamubuys.com/CORRWEBSITE/sellerguide72002/Chapter_202.pdf ...and for ARMs: http://www.wamubuys.com/CORRWEBSITE/sellerguide72002/Chapter_203.pdf These last two give you WaMu's minimum FICO scores required by loan type and LTV. If you have "credit issues" and want to look at your situation through an underwriter's eyes ... this is a good read. If you're just curious (like me) -- (a) it's interesting and (b) GET A LIFE ! --mj
