I know a lot of people have posted including me wondering how much their fico will jump when they get a mortgage. I was disapointed when I got my mortgage in 8/01 and it didnt show up on any of my reports till about 11/01. Then after being sold numerous and not updating I never recieved any score increase. Well now my mortgage (1st and 2nd from 0 down loan) is showing on all my Credit Reports open 8/01 and Never late, pays as agress, blah blah blah. Today I experienced a 21 pt jump on my equifax fico score from 723 to 744. NO changes except age of mortgage to one year. and on the wonderful credit non expert F.A.K.O score a 12 pt bonus from 675 to 687 with no changes except my mortgage is a year older. My only conclusions is that my mortgage gave me a nice bump... Kev 700 clubber EQ 744 from equifax today EX 721 (from recent mortgage app) TU 710 (from recent mortgage app) Credit NON Expert 687 E-Loan 620 hahahahahahahaha