At least in the making. I wanted to thank everyone that has posted on here to my posts and posts that I have used for great advice and help. And also share what I have accomplished so far. I started May 12 this year with: Judgement, a Charge-Off, 2 Collections, 10 (2x90days+) Lates, and 5 (2x30days) Lates in my Equifax report. Judgement, 2 Collections, 10 (2x90days+) Lates, and 4 (2x30days) Lates in my Experian report. Judgement, 2 Collections, 10 (2x90days+) Lates, and 3 (2x30days) Lates in my Trans-Union report. I did everything the board said and cleared up All my Collections and all my Judgements with a simple dispute to the each CRA (Started with an address dispute). I just got the results back from my 10 90+ Days lates from Equifax and they are removed also. SOOOO, Beginning with a total of 52 negative entries on my credit reports, I am now down to 31, I am still pending on the Student Loan lates from Experian and Trans-Union but I am hopefull because I sent supporting documents from my lender. With a little luck I will be down to 11 in a month or so, WHICH, makes me quite happy. While I may be bragging a little : ) mostly I want to tell people that it IS possible, and have all your ducks in a row BEFORE you start, it increased my chances of success so far by a significant amount I am certain. Thank you all again!!! This board ROCKS!!!!
