Ok, I spent hours, yes hours, ok, maybe 2-3 minutes working on that subject line so be impressed, k?
I've got a couple of threads going discussing the use of the Attorney General and state laws regarding collection agencies and thought it might help if I wrote it up as a, well, sort of, a list of to-do's to try this stuff.
So, here ya' go........NanaC's Notions on State Law
1. Go to
www.lawdog.com and find the appropriate state. Be sure to check for the state you live in and the state the CA is in. Look at the "debt collections" or "collection agency" link and see if that state has specific laws regarding CA's. (Note: If a state requires a third party bond, it should be posted here)
2. If there are no state laws, do a search for the attorney general in the states in questions, and find out how to file a consumer complaint. Then, file it with both states.
3. If there are licensing requirements, do a search for the attorney general in the state where licensing is required, and find out the status of the CA's license and whether they have violations previously handled. If necessary, email the state information link to find out how to get this information but it is usually on the website.
4. If there ar third party bond requirements, email the state information link and find out how to determine if one has been taken out for the CA in question. They usually give you the email of a nice, overworked person who gets back to you ASAP. (Hint: Make friends with this person..teehee)
5. If you find that the CA is operating illegally in any manner, send NanaC 3 million dollars. heehee. No, write a dispute to the CA and tell them "Nanny, nanny, poo-poo, I got you" in the most formal sense. Tell them you realize they are illegal and are planning on reporting them immediately to the authority overseeing them.
6. Watch the entry disappear. (I hope)