Ok I have had my loan originally it was through roadlaons they sold it to Santandier consumer. I ended up lossing my job about a year ago. I was out of work for a couple months I managed to stay a float barely but I did. The job I took is for a lot less pay and things have caught up to me. this last year has been a battle trying to keep a float. Any way My car was repo'ed last night. I can not file a bankruptcy cause I filed a chapter 7 about 5 years ago due to mediacal bills from a car wreck I was in. I know I cant afford for them to garnish my wages or I will literally be homeless. what are the chances they just write this off or do they generally come after you I dont really know how this works. thanks in advance for your help and advice I am just trying to keep my head up this Christmas for my kids sake.
Thanks and Merry Christmas all