Need help removing judgements

Discussion in 'Credit Talk' started by creditman, Aug 2, 2002.

  1. creditman

    creditman Well-Known Member

    I have a frien who has 3 judgements;

    1. XXX Company 2216 Entered 1/2001
    2. yyy Company 400 Entered 6/2000
    3. ZZZ Company 246 Entered 9/1997

    I have never had a judgement, so this is grey area for me. what should I do? Do I dispute? Do we attempt to pay? Please guys direct me in the right direction!! thx the Doc
     
  2. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    I had two judgments. Here is how I got rid of them:

    1. Remove all old addresses and former names from your file.
    2. Dispute. Dispute. Dispute. (as not mine).

    The reason it works is b/c a judgment only has your name and address as your identifying info (no ssn). Two pieces of identification info must match for them to verify. If the name matches but address does not, it will not be verified and therefore deleted. If the address matches but the name does not, it will not be verified and will be deleted.

    Hope this helps.
     
  3. kbanger

    kbanger Well-Known Member

    What can you do on a recent judgement that both pieces of information match
     
  4. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Keep disputing anyway.

    Also, see posts about CHOD, CSOD.
     
  5. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Here are some posts on CHOD.

    http://consumers.creditnet.com/stra...hp?postid=111125&highlight=c.h.o.d#post111125

    http://consumers.creditnet.com/stra...hp?postid=111403&highlight=c.h.o.d#post111403

    CSOD is "Creditnet Summer Onslaught of Disputes". (this one takes place in the summer, instead of holidays.

    The idea is that the CRAs may be short-staffed, lazy, yada yada yada during these times. Maybe the OC, CA, court, etc is too short-handed, lazy, etc to reply to the disputes. THEREFORE, YOUR DISPUTE RESULTS IN A DELETION!!!!!!!!!!!
     
  6. creditman

    creditman Well-Known Member

    when is the next 1,Love??? thx
     
  7. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    I think Nave coined the phrase.

    The last CSOD aka Summer Solstice Dispute started 6/21.


    I will start another post about this.
     

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