Never use e-credit attorney.com

Discussion in 'Credit Talk' started by Nagiaka, Jul 22, 2015.

  1. Nagiaka

    Nagiaka New Member

    In April I signed up with a so called credit repair company called E-CREDIT ATTORNEY.COM They started off appearing professional and thorough. I was asked to get them my three reports and supply them with a copy of my drivers license and a utility bill so they could prove to the credit bureaus they represented me . they made a page showing all my negative accounts on the three bureaus they would start to work on and I waited. In a few weeks I got notification from Equifax they were starting an investigation on the items that were negative. I got nothing from Trans Union and then I got a letter from Experian that they were treating what ever this company sent them AS SPAM and would ignore all future requests from them and not even contact me about them again !!! I at once contacted this company (which by the way , they NEVER answer the phone , it ALWAYS goes to a machine and if your lucky , some guy called Mike calls you back , maybe this is a one man show ) He tells me this is a "scare tactic " letter and they will make sure they get a copy of my drivers license and utility bill so they proceed. I say ,I ALSO NEVER HEARD FROM TRANS UNION. He dodges and diverts, we are working hard , give it time. This went on for four months. I DID get some negatives removes from Equifax. BUT I NEVER HEARD FROM THE OTHER TWO AGAIN . Every time I would call I would here the same story , we are working hard but when I would say WHY ARE THEY NOT RESPONDING TO ME AT ALL , he said well we are not MAGIC !!! We can not force them to respond !!!!! (so much for the fact they brag they are run by attorneys , I guess who do nothing ) I finally say to this Mike , Im calling Experian myself . Ohhhh no he says , you don't want to do that, I hear you will be routed to some call center in India , its hard to even understand them and you will be on hold for hours . So I called them. I LEARNED THEY NEVER SUPPLIED EXPERIAN THE POWER OF ATTORNEY LETTER THEY REQUIRE ON EACH REQUEST FOR VERIFICATION OF DISPUTES. They could care less about my drivers license or utility bill .SO I CALL MIKE , I SAY , SEND THEM WHAT THEY NEED , YOUR SUPPOSED TO BE RUN BY ATTORNEY'S , HOW COULD YOU NOT KNOW THIS . More BS excuses and diversions. Finally after three or four more calls begging them to just do their job he says to me , well it seems you are not happy with our service so I will refund you your money if you want I SAID , IM ASKING YOU JUST TO DO YOUR JOB AND GIVE THEM WHAT THEY WANT !!! He keeps saying well I understand but your not happy so I will refund your money IT BECAME CLEAR HE KNEW THE GIG WAS UP , THEY MAKE NO EFFORT BUT FOR A LETTER TO THEM AND WILL NEVER GIVE THEM WHAT THEY WANT . So I said ok . They only refunded me two months. Then I contacted Trans Union and it was the very same thing , four months of a complete waste of time as they never started a dispute on even one item . There simple letter ONLY works with equifax and that is all they care to do. The idea they can get disputes checked on the other two , with me , was a complete lie. Now I just disputes them all myself . I thought they had a better way DO NOT WASTE YOUR TIME WITH E-CREDIT ATTORNEY.COM I think it should be called E-Scam -no attorney
     
  2. Fl2BoysMom

    Fl2BoysMom Well-Known Member

    Ok first... paragraphs. Please. Huge blocks of text with no breaks in them are very difficult to read.
    Take the refund.
    Get rid of the lawyers.
    Read this forum. Read it for an hour or two a day for at least 3 weeks before you do anything else.
    If you don't understand something, use the search function to search for more threads on that topic and then read them.
    If you've read all of the thread, and still don't understand, make a post asking for clarification.
    By then, you should have some good ideas on where to start once you have your credit reports in hand, which you will order once you reach this point.
    You can do this yourself.
     
  3. Bbiendayer

    Bbiendayer Member

    This place is really great you can have simplest solutions to most of the complexities , great man keep it up
     
  4. JoshuaHeckathorn

    JoshuaHeckathorn Administrator

    Great advice from Fl2BoysMom. While there are certainly some legit credit repair companies out there, it's worth the time and effort to read this forum, educate yourself, and take charge of your credit problems yourself. There's nothing a credit repair company can do for you that you can't handle yourself.
     

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