Newbie question about reaged acct.

Discussion in 'Credit Talk' started by FicoSux, Aug 5, 2002.

  1. FicoSux

    FicoSux Well-Known Member

    I received a collection letter from MKM Acquistions for a debt that is over 8 years old. I see they have placed it on my TU and EXP reports. The amount is only $73 and I really don't mind paying it if I had to. I really don't think I need to validate (maybe I do?) since the SOL has expired and the OC listing has fallen off my reports. I think I have them on a few violations.

    1. Reaging Accounts (FCRA)
    2. Not being licensed in my state. (incidently in Maryland you can search online for collection agency licenses)
    https://www.dllr.state.md.us/cgi-bi...pplication.cgi?calling_app=Query::PQ_company1

    So what kind of letter??? Anyone have any suggestions or should I send a intent to sue for FCRA violations and be done with it?

    Thanks!
     

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