Thread: Not my month

Good grief, I'm in the radar sights this month.

Hhold just keeps getting worse and worse. Guess I'm going to have to sue them. Greenvan, if you read this, whats the exact name of the company for the credit card division?

I have a new collection this morning from "Merchants Assoc Coll", anybody know who this is - I really hate calling Experian. Supposedly for $200 and opened in December. NOT!

GMAC has decided I am 30 days late in Dec and January. NOT! Can't get them to call me back.

This is weird:

Privacy Guard Equifax:

Hhold

30 days 10/02
60 days 11/02
90 days 12/02

"At least 120 days or more than 4 payments past due"

Equifax straight from Equifax:

30 days 9/02
60 days 10/02
90 days 11/02

"120+ days Past due"

BTW this account was brought current in 11/02 and was paid off in 6/2003. It was not charged off. I received one CA letter for $44. (The balance was about $500 at the time).

Experian - well we won't go there...
Got it off TU during 2002 CHOD, so no worries with them.

Well this is just great. I'm in Experian's Special Services Department, with a specific person, who of course is really just a voice mail I'm sure.

Nobody else there will tell me the full name and address of the new CA account.

Originally posted by jlynn
This is weird:

Privacy Guard Equifax:

Hhold

30 days 10/02
60 days 11/02
90 days 12/02

"At least 120 days or more than 4 payments past due"

Equifax straight from Equifax:

30 days 9/02
60 days 10/02
90 days 11/02

"120+ days Past due"

BTW this account was brought current in 11/02 and was paid off in 6/2003. It was not charged off. I received one CA letter for $44. (The balance was about $500 at the time).

Experian - well we won't go there...
Got it off TU during 2002 CHOD, so no worries with them.

For some reason, my PG dates are always a month behind those directly from EQ.

I've considered using the TL on the PG report to send to creditors to show that they are reporting incorrectly and get them all screwed up.