Thread: Not sure what to do

Ok this is the second letter I got back from these guys and the second time they send me a copy of the original application where my ex wife forged my signature. How should I respond to this?



C. Sucker Bank
Post Office Box 69696969 WilmingtonDE 194587
C.SUCKERBANK

November 06, 2003
Numbskull
1600 Pennsylvania Ave
Anytown USA
RE:8585858585858585
A copy of your application is enclosed for your review._____________
Dear Numbskull:
As your credit card company, we value your business and want you to be completely satisfied with your credit card account. We are committed to providing superior customer service, exceptional values, and innovative solutions designed specifically for your needs.
Enclosed is a copy of the application for the account noted above. Please review it carefully and contact us immediately if any errors exist.
We regret any inconvenience this matter has caused you. If you have any questions or if we can help in any other way, please call the toll-free number listed above. We're here 24 hours a day to serve your credit card needs.
Sincerely,
Mr. Richard Head Credit Bureau Analyst Consumer Dispute Verifications
Enclosure

Just looking for good advice would like to respond to bank today.

You know that you did not apply for this credit account, and you're pretty sure your ex wife forged your signature on the application. File a fraud affidavit with the Credit Card company, and file a police report for identity theft.

That's about the only advice I can offer.

ChrisB

Like Chris said, I think your options may be limited here... and also dependant on your relationship with your ex-wife. If she forged your signature then you can claim fraud and file a police report and all, but be aware that this very well could land your ex-wife in some legal trouble. If your relationship with her is such that you would rather not do this, then I think your only other option is to offer to pay for deletion and hope they'll comply. You could always ask your ex-wife to pay you back if it really is her debt.

If you do want to claim fraud and file a police report and your ex-wife forged your signature during your marriage and/or she had your permission to open the account and/or you used the account at all you might want to consult an attorney first.

HTH,
Brett

do you know if the account was opened before or after your divorce was finalized?

my mother-in-law went through this with my father-in law. fil opened accounts in mil's name after separating but not before divorce - and in my state it is legal to open an account in your spouse's name without their consent. mil got stuck w/$5k in debt and he kept the stuff that was purchased. scary, isn't it?

just a thought.