oh yea...DirectTV does a hard inq. - Credit Repair Forum from Creditnet
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  1. #1
    trout is offline Senior Member
    Join Date
    Oct 2002
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    505
    Just an FYI...

    I was setting up to get direct tv at the new house, they casualy ask for your SSN. I asked why, she said they run your credit. I told her Id rather not do that and she gave me the option to pay my first month when they install it.

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  3. #2
    jlynn is offline Senior Member
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    Sep 2002
    Location
    Texas
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    6,201

    Re: oh yea...DirectTV does a hard inq.

    Yep pulled Equifax on me, but they were "giving" me the system, including 4 receivers. I don't know what scores they want, but I didn't qualify and had to put up a $350 one year deposit.

  4. #3
    GEORGE is offline Senior Member
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    Mar 2000
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    20,468

    Re: oh yea...DirectTV does a hard inq.

    Originally posted by trout
    Just an FYI...

    I was setting up to get direct tv at the new house, they casualy ask for your SSN. I asked why, she said they run your credit. I told her Id rather not do that and she gave me the option to pay my first month when they install it.
    I WOULD RATHER PAY 12 MONTHS UP-FRONT...

    When I got DIRECTV years ago...they asked for SS#...I SAID NO...they REQUIRED 12 months payments UP-FRONT on my credit card with or with-out SS#

    There was an offer going that if you paid for the full year, you got $300 back after 2 or 3 months in the form of a check...it was an "OFF-SET" of installation and the cost of the box.

  5. #4
    Smit is offline Senior Member
    Join Date
    Dec 2001
    Posts
    162

    Re: oh yea...DirectTV does a hard inq.

    I know where to get Direct TV with out a credit check and you don't need to pay 12 months upfront. The only thing you need is a credit or debit card that it can be pulled out of automatically and a 12mo contract. This is all done online. We are getting ready to do this because when the sales guy came out he pulled our credit but the score was not high enough! We just bought our house but we couldn't get satellite! Check this out and tell me what you think? We are going to do this because they do Direct TV.

    http://www.vmcsatellite.com/?aid=41847
    SMIT:-)

  6. #5
    nvbonedoc is offline Senior Member
    Join Date
    May 2002
    Posts
    135

    Re: oh yea...DirectTV does a hard inq.

    .....Now I remember why we got Dish Network........all they wanted was our credit card #.

    NV Bone Doc

  7. #6
    jdog0411 is offline Senior Member
    Join Date
    Mar 2002
    Posts
    553

    Re: oh yea...DirectTV does a hard inq.

    They actually do dish network, not direcTV, but it is basically the same type of service. I say go for it. They don't require a credit check for up to two receivers which is a good deal.

    I would probably do that even though my credit is good enough to pass a credit check, simply because I wouldn't want to waste a hard inquiry on satellite service.
    -----------------------------------

    jdog0411

    700 Club Member No More...Started the climb back up on 12/12/05.

    A credit score is not the end itself, it is the means to the end

    email is on

  8. #7
    Smit is offline Senior Member
    Join Date
    Dec 2001
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    162

    Re: oh yea...DirectTV does a hard inq.

    Well it's better then them pulling credit isn't it? We will use our debit card from our checking account.
    SMIT:-)

  9. #8
    sirrowan is offline Senior Member
    Join Date
    Jul 2002
    Posts
    697

    Re: oh yea...DirectTV does a hard inq.

    I just got Direct TV installed Thrusday at my house. I ordered and paid for two receivers (w/system), they came and installed them in my home, and THEN ran a credit check. I said, isn't this putting the cart before the horse?

    Anyway, I had to pay $58 upfront to get the system turned on. The lady told me that I would get a bill in the mail in about 10 days, but I would have a credit on it.

    Running a credit check for this kind of service is wacky. I mean, If I don't pay my bill, just turn off my service. Easy.

  10. #9
    Smit is offline Senior Member
    Join Date
    Dec 2001
    Posts
    162

    Re: oh yea...DirectTV does a hard inq.

    I agree! We had that problem with Cox cable! They charged us $60 fee for a low credit score! Then they kept sending us info on high speed internet. We called to ask about it and they said it would be $60 more for a low credit score even though we already have services with them! It is just a way to dup us out of our money. Like you said, all they would have to do is turn it off. Then they can be justified to charge a fee for reinstallation, but not upfront. How stupid!
    SMIT:-)

  11. #10
    the other is offline Senior Member
    Join Date
    Oct 2000
    Posts
    1,455

    Re: oh yea...DirectTV does a hard inq.

    I have directv.

    No credit check was run. We didn't have any deposit or anything required.

    We had it installed, then I called the 1800 number to activate it. This was probably 3 years ago.

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