So I got approved last week to refi my car, from 11.99% to 6.25% my payments are $140 less now YAY!!! Well I noticed while I was at the bank that the finance rates for a 2002 (my truck I bought in Jan.) are 5.74%, and I GOT APPROVED!!! I was at 9.5 (cause I took the rebate). So I now save a total of $200 a month, which of course will go right into the bank. I was planning on buying a house within the next 5 years, but after my calculations, it may be possible within the next 18 months!!!!
What is YOUR problem????? This is and will continue to be a nice thread, Congrats are in order, not your moronic one liners that don't make a bit a sense , as usual!!! Congrats KHM
Don't you know, we should NOT have bank accounts, car loans, credit cards and mortgages. We should never mail anything at the post office, b/c the little green men will steal them LOL.
I put on my tin-foil hat before responding ;-) Congratulations!!!!!!!!!!!! wowOwowwwwwwwwww, you're on a roll. How good it is to read your postings, gives me the warm fuzzies and inspiration to head to the post office with this stack of letters and high calorie green cards attached. Sassy
Charlie I went and opened a checking account with my local CU, and I applied while I was there, they pulled my worst report (EXP) and I still got it!
WE are loaning the banks money for about a 1% return. They then loan it back out to us for up to 30%. What's good about that?
But Brown here's the catch. Money in the bank is a good thing. The secret is, keep it in the bank and don't borrow at 30% {or at any rate if you can avoid it}.
