Approved.....15k!!!!!!!!!!!! woo hoo!!!! My prior to that was 10k w/ citi & amex.... did have to open a savings account for $50 because it's a credit union... Terms....8.9 % and NO FEES!!!!!!!!! (Visa Gold) I guess ignor the dozen other posts now (Sorry!) the site wasn't working right earlier....
I don't look at my report daily.......anymore LOL So I don't know who they pulled, I know my scores are in the mid to upper 600's and my hurting is in % utilization and longevity.......I think this is an easy one for all and not subprime, you'll just start at a lower limit...jmo
Yeah Patelco is cool. They approved me on a auto loan for 36k with no money down. I had no previous car loan for that amount ever. I had personal loans for 9-13k, but not 36k.
Huge congratulatons. Way cool for you. Do you know your FICO? Any other derogs? Do you know which they pulled??? Way to go..... Must feel GREAT!
If any of the people who got approved belong to PG, please check to see what CRA was pulled by Patelco and let the rest of us know. Thanks and congratulations!
2500.00 APRROVED WITH 14% INTEREST, BETTER THAN 19.9 WITH OTHERS!!!. THEY PULLED EXP I HAVE A 613 PG. OPENED ACCOUNT TODAY, WILL FAX CHECK STUB FRI AM, THEY SAID THE CARD WILL BE HERE IN (2) WEEKS. THATS A GREAT C.U.
My PG was 656. I was approved for 1500.00. No derog..but 2 recent inquiries for a mortgage and a BK dischrged in 2001
I was approved July 2nd pending opening a savings account with them and needing to fax 1099-C and 1040. Did so within the next couple days. 2 wks. later called to check status--they said I needed to fax drivers license and a utility bill. Dunno why they didn't say that up front. Approved for $2500 Pulled Experian PG FAKO 642 dismissed ch. 13 bankruptcy 2001 1 charge off 1999 I can't wait to receive this card! It is my first REAL credit card being that I have First Premier, FNBMarin, and Orchard.
I gave it a shot and applied yesterday (2 yrs post BK 7) How long does it generally take before you find out if you have been approved? EX - 589 EQ - 620 TU - 651
I imagine I will be too....I can't even get approved for the Target Guest Card for $200. I do have Orchard...Household...Dell.....and an auto loan for $28,000 from Capitol One Auto. I guess it's not a bad start with a BK 7 two years ago....I would just like one credit card with a decent limit. I guess I'll wait and see....all they can do is say no !!!
Re: Patelco Rules!!!! Approved! I'm curious -- are you self-employed so this was in place of a checkstub?? Is the mailing address on your 1099/1040 different than your current mailing address? That might trigger a request for proof of address?? Anyway, congrats on getting an approval!
