I had a positive TL deleted from Equifax. Acct is closed and DOLA is 7/96. Do these TL's stay on reports for 10 yrs once closed if status is positive? Called EQ/CSC and they said it was probably a computer glitch from the OC and said they couldn't do anything. Do I call OC and ask them about it?
Looks like the 7 year rule went against you in this case. Most TL's (Short of BK) are only allowed under FCRA to remain for 7 years from DOLA. Gai-jin
100% OF MY ACCOUNTS ARE POSITIVE...some (CLOSED) accounts have dropped off BEFORE 10 years... There is not much you can do about it... Even if you have an old copy of your credit report showing it...