Re: pull TU to know if MBNA appr'd
I think they report immediatley on purpose. Sam wrote the same thing last week about his MBNA account, but I don't know how much time lagged between his approval and his report date. Mine was exactly one week for the Quantum. Amazing.
Originally posted by DaveLV
Do you think they go out of their way to report immediately or do you think you were just approved at a time that happened to correspond with their monthly bureau updates? I would suspect the latter.
Usually companies update an individual's report on the day the individual account cycles. My cycle date has already been determined by MBNA and for both accounts is 2-21-2002, which means that the loc "cycled" on the day it was approved (1-22-02).
Some companies may still update all accounts at the same time, but I know *for sure* that the following companies update my accounts on the cycle closing date, based on the balances (accurate down to the cent) reported to the CRAs:
Bank of America
Richs (federated store card)
AmEx Blue 8.49%
BofA Platinum 10.99%
Capital One Platinum 8.99%
Chase Platinum 6.99%
Citibank Platinum 7.99%
MBNA Quantum 9.49%