I received a District Court Summons from a Law Firm/Debt Collector in regards to my delingent Discover Card account ($3200now/original $1200). This firm has never contacted me regarding payment on this collection. The Summons was the first I had heard from them. I have the Answer to my summons all prepared and would like to know if I need to state the fact that this is my first contact with the Law Firm or does that matter now?
My last payment was in 2005 so it's not out of the SOL.
Any info is greatly appreciated.