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Thread: Roadloans

  1. #1
    jen53 is offline Junior Member
    Join Date
    Aug 2002
    Posts
    20
    I recently received a discharge on a Chapter 7 BK and need a new car. I saw an ad for a company called Roadloans that offers auto loans thru the internet. They say they work with people with bad credit or bankruptcy.

    Has anyone heard of or received a auto loan from Roadloans? Their website says they are a subsidiary of Triad Financial Corp which is a subsidiary of Ford Motor Credit. I was just wondering if anyone had any feedback on them. I just did an online application and am waiting to hear back from them.

  2.  
  3. #2
    nodownking is offline Junior Member
    Join Date
    Dec 2002
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    37

    Re: Roadloans

    Go to the dealer remember if they cant get you bought then they cant sell a car.

  4. #3
    DOITMYSELF is offline Senior Member
    Join Date
    Jul 2002
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    361

    Re: Roadloans

    see the autocreditfinders.com??? thread
    ---------------SIG---------------
    You did not damage your credit in a day don't expect to fix it in a day.

    -----------------------------------
    Think for yourself you might like it.

  5. #4
    Butch is offline Senior Member
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    May 2002
    Posts
    6,411

    Re: Roadloans

    Originally posted by nodownking
    Go to the dealer remember if they cant get you bought then they cant sell a car.
    Makes perfect sense to me.

    lol

  6. #5
    Stunning is offline Junior Member
    Join Date
    Aug 2003
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    30

    Re: Roadloans

    Great advice, Polarisa3! I can personally testify that I have so much more negotiating power when I walk into a dealership with my financing already approved, and check in hand. I have found that it is also VERY helpful to know the amonut of the loan you are approved of BEFORE you pick out the car, as it assists you in making a determination on exactly what you can afford. I have had car dealers go down a lot on the cost of a car once they see that I have a say, $28,000 check in my hand, and I want the car, taxes, and whatever else NOT TO EXCEED the $28,000. They know it will be easy for me to walk out and take my business elsewhere. It also eliminates all the "finance games". I would not buy a car any other way. :-)

    STUNNING

  7. #6
    sam
    sam is offline Senior Member
    Join Date
    Mar 2000
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    3,706
    they sucked on the offer. i could charge a car for less than they offered me and i have the limits to do so.

  8. #7
    Stunning is offline Junior Member
    Join Date
    Aug 2003
    Posts
    30

    Re: Roadloans

    Hi Sam.

    I think you are referring to RoadLoans, right? If so, I did not specify which finance institution one goes through, (of course one would need to find the best offer out there for their credit and financial situation). I just wanted to share some thoughts on pre-approval. I have not used Roadloans, but I have a friend who has, and they offered pretty good rates. I have also heard one person mention that the offer RoadLoans gave him was not good at all.

    Hmmm, I never thought about purchasing a car on a credit card... :-)



    By the way, Jen53, I realize this is an older post, but could you share your experience with RoadLoans?
    Just curious. Thanks!

    STUNNING

  9. #8
    SoParkDiva is offline Senior Member
    Join Date
    Mar 2003
    Posts
    796

    Re: Re: Roadloans

    Originally posted by Stunning
    Hmmm, I never thought about purchasing a car on a credit card... :-)


    I plan to put the last 6 months of my car payments on my AMEX card soon :) Easy way to accumulate some bonus airline miles.
    "The large print giveth, and the small print taketh away." - Tom Waits

    All I have in this world is my name and my FICO scores

    EQ - 732
    TU - 722
    EX - 658 (718)

  10. #9
    gmaof1 is offline Registered User
    Join Date
    Aug 2003
    Posts
    229

    Re: Re: Roadloans

    I applied for this same thing - ONE TIME - about 2 months ago. They pulled all 3 credit reports twice over a 3 day period and now are giving me flack about combining them or taking them off. If I have that many problems BEFORE getting financed, why would I want to deal with them?

  11. #10
    Stunning is offline Junior Member
    Join Date
    Aug 2003
    Posts
    30

    Re: Roadloans

    SoParkDiva-- that is a great idea! Thanks!

    gmaof1-- I agree. I'm sorry to hear that.

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