I'm paying one of them in monthly installments and I'll be paid off the first week of August. However, I don't know what to do about the other one, which hasn't contacted me directly in any way. Should I send the other one a DV, or perhaps send a DV letter to the Credit Bureaus? Or perhaps something else?
You can't DV the CRAs. You could dispute it through the CRAs if you believe it to be incorrect and they might delete it. Do you also have a charge off on your credit reports for this debt, or just to collections from different CAs?
Thanks for the advice. I disputed it through the CRA and they deleted the agency that was on there but wasn't authorized to collect.
