For the life of me I cant find anything that resembles something that can be used for this purpose. According to searches done on the site I have found that the laws concerning auto repos are extremely tough. I also dont think that the company that repo'd my vehicle followed the law.
I.E. I recieved no notice if it went to auction,how much sold(if sold)...the account is NOT listed as a deficiency.It still shows a $3k balance. I am under the assumption that once the vehicle is repo'd the orignal contract is voided and the OC only has the right to collect on deficiency(assuming that reporting IS collection activity)
Anyway, I'd like to find a link to a letter that would have the OC respond to my requests proving they did the repo legally.
(can I even do that?)
If possible I would also like to know the penalties for not following legal protocol.
(the state the contract was signed and repo'd was florida in case that matters)