Santander GW contact

Discussion in 'Credit Talk' started by amaurym, Aug 30, 2012.

  1. amaurym

    amaurym Member

    Hello everyone,

    Hopefully someone can steer me to the right direction.


    Santander Consumer USA
    Date Opened 2/23/2007
    Date of Last Payment: 04/30/2012
    Date of major delinquency: Dec 2007
    Paid and closed:
    multiple late payments 30/60/90 days late.
     
  2. JoshuaHeckathorn

    JoshuaHeckathorn Administrator

    I would write a goodwill letter and request that the late pays be removed since the account has been paid in full and closed. The 90-day late is especially hurting your FICO scores. Check out the Sample Letter section for some guidance on GW letters.
     
  3. amaurym

    amaurym Member

    Do you have any contacts, email fax, etc
     
  4. vanmower

    vanmower Member

    I replied to your other thread about Santander. They are very nice and I had no trouble getting them to delete an account for me. I contacted them by phone using the information they have listed on my credit report. As I said, you will only want to ask them to delete the negative payments and not the entire trade line. The account has been paid in full and it is an aged account. Removing a positive account can lower the score.
     

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