Please take a look at my signature and notice the changes in my score and the dates in which I pulled them. I only had one major change and that was a R9 change to R1, Macy's was so kind as to reopen my account, after I paid the original balance only and deleted all derogs and fees. If anyone needs a contact number for the rep's who helped I got them. But if a vet could answer why my score keep changing almost daily when nothing major has happen It would help me in my strategy and goal to get to the 700 club